Shocking Video Shows Southwest Airlines Forcing Father and Young Toddler From Plane

first_img Show Discussion US News Shocking Video Shows Southwest Airlines Forcing Father and Young Toddler From Plane By Zachary Stieber March 16, 2018 Updated: March 16, 2018 Share  LINKEDINPINTERESTREDDITTUMBLRSTUMBLEUPON   Follow Zachary on Twitter: @zackstieber Recommended Video: Boy Accidentally Razors Off Chunk of Hair During Tutorial Video footage from Illinois shows a father and his young daughter being forced off of a plane just before the aircraft was set to depart on Thursday, March 15.Southwest Airlines Flight 1683 was scheduled to leave for Atlanta from Chicago when the toddler became anxious about flying.The girl was sitting in her father’s lap because she was too scared to sit in her own seat, according to Alexis Armstrong, 24, a fellow passenger who recorded the footage.Armstrong, a mother herself, said the girl was getting unruly but a flight attendant came by to try to calm her down.Soon enough, though, the father and child were removed from the plane despite the situation appearing to be resolved.The child “had a fit for about 3 mins … WHILE still boarding and people seating,” Armstrong told Inc. “Then the flight attendant in red came over and said she needs to calm and sit or will be escorted off… The man calms the child gets her popcorn sets her up.” A few minutes later the captain announced the plane would be returning to the terminal, and the father and child were forced off.Armstrong became angry after one of the attendants told her to “shut up” after the mother was one of multiple people to object to the removal.“With a two-year-old, you’re not going to give her like two minutes to sit?” another passenger can be heard saying in the video.Armstrong also says she was told by another attendant that she needed to stop filming, or she would be kicked off of the plane next.After the father and toddler were removed, an attendant addressed the rest of the passengers.“We’re cleared for departure,” the attendant said. “We all need to understand the operation, unfortunately. This is not helpful guys. Do you want to go to Atlanta? The decision’s been made.”Armstrong said that she hopes Southwest apologizes for what she did.“All I really wanted was it to be seen by [Southwest] and apologize to this family, I am a mom and my heart was hurting for this dad. Southwest owes them an apology,” Armstrong said. “I did NOT think this would blow up, I am not sure why I even began to film, I just knew from the woman’s attitude and security approaching it wasn’t going to end well.”According to CW39, Southwest released a statement after the video circulated widely.“After pushback Wednesday evening, Flight 1683 to Atlanta returned to the gate at Midway to allow supervisors to board the aircraft. Our initial reports indicate a conversation escalated on board between the crew and a customer traveling with a small child,” the company said.“We always aim for a welcoming and hospitable experience and regret the inconvenience to all involved. The traveling party was booked on the next flight to Atlanta after the original flight continued as planned. We will reach out to the customer[s] to listen to any concerns they have about their experience and look forward to welcoming them on board again soon.”From Share this articlelast_img read more

NJ School Bus Crash That Killed Student Teacher Under Investigation

first_img “A lot of people were screaming. And they were hanging from their seatbelts… A few people got out of the windows and they got out of the emergency exit on the top of the roof,” Ancevski told CBS.Kevin Kennedy said in a statement that he was “in shock, devastated and totally crushed” by the death of his wife, who was a teacher at the school, later identified as Jennifer Williamson-Kennedy, 6ABC reported. He added that “my beautiful bride and I have been in total love every day of our lives since the day our eyes met on May 5th, 1994.”Gov. Murphy said the truck driver was hospitalized, according to 6ABC, but he didn’t reveal his condition.The National Transportation Safety Board said that it won’t be involved in the investigation of the crash, reported.“Any loss of life is tragic,” said NTSB spokesman Keith Holloway, adding that the agency’s role is to investigate a cause if there are issues involved that officials have not seen before. They will then make safety recommendations to prevent future accidents.“Preliminary information on the accident came to the board and based on that information, a decision was made not to send a team to investigate,” Holloway said.  LINKEDINPINTERESTREDDITTUMBLRSTUMBLEUPON   NJ School Bus Crash That Killed Student, Teacher Under Investigation By Jack Phillips May 18, 2018 Updated: May 18, 2018 US News Sharecenter_img Watch Next:Why is Falun Gong persecuted?  QualityAuto 1080p720p480p360p240pRewind 10 SecondsNext UpLive00:0000:0000:00ChromecastClosed CaptionsSettingsFullscreen  click to watch video The cause of the deadly crash involving a school bus and a dump truck is under investigation, officials said. The crash killed a student and a teacher, and it injured dozens of other adults and children.The bus was carrying students from East Brook Middle School to a field trip at Waterloo Village, officials told reporters. The crash took place at around 10:20 a.m. on westbound Interstate 80 in Mount Olive township in northern New Jersey, the Washington Post reported.“This is a shaken community,” New Jersey Gov. Phil Murphy said.On Friday, May 18, New Jersey State Police stated that the cause of the crash is under investigation, adding that “no fault has been found,” reported the Post.“It was a rough scene to see,” Jeff Paul, who is the head of the Morris County Office of Emergency Management, told 6ABC. “When I arrived there were children lying all over the place.” According to CBS News, the bus driver had made an illegal U-turn before the deadly crash. A sign where the driver turned read, “No Turns,” 6ABC reported.Theo Ancevski, 11, was on the bus when the crash took place. Show Discussion Share this articlelast_img read more

US Tops Germany as Largest Receiver of New Asylum Requests

first_img US Tops Germany as Largest Receiver of New Asylum Requests By Ivan Pentchoukov June 19, 2018 Updated: June 19, 2018  LINKEDINPINTERESTREDDITTUMBLRSTUMBLEUPON    QualityAuto 1080p720p480p360p240pRewind 10 SecondsNext UpLive00:0000:0000:00ChromecastClosed CaptionsSettingsFullscreen  click to watch video Follow Ivan on Twitter: @ivanpentchoukov The United States surpassed Germany to become the world’s leading receiver of new asylum applications, according to a new report by the U.N. Refugee Agency.More than 331,000 refugees submitted new applications for asylum to the United States in 2017, a 27 percent increase compared to last year, according to the Global Trends report published on June 19.Meanwhile, new applications in Germany fell by 73 percent in 2017 to 198,300, sending the United States to the top of the list for the first time since 2012.The latest numbers were released one day after President Donald Trump wrote a message on Twitter linking mass migration in Germany and Europe to a rise in violent crime.“The people of Germany are turning against their leadership as migration is rocking the already tenuous Berlin coalition,” Trump wrote on Twitter on June 18. “Crime in Germany is way up. Big mistake made all over Europe in allowing millions of people in who have so strongly and violently changed their culture!”On June 19, Trump followed up with a message doubting Germany’s official crime statistics. “Crime in Germany is up 10% plus (officials do not want to report these crimes) since migrants were accepted. Others countries are even worse,” Trump wrote. “Be smart America!”According to the official statistics, the number of crimes in Germany has declined significantly. The police crime statistics presented by Federal Interior Minister Horst Seehofer in May show 5.76 million offenses last year, the lowest level since 1992.Though the interior minister’s release was preceded by a flood of reports of the good news that Germany is now safer than it has been since 1992, some in Germany doubt the rosy figures.The interior minister’s report doesn’t include politically motivated crimes, violations of state laws, administrative offenses, some traffic offenses, and terrorism.When violent crime spiked in Germany in 2016, a review of the statistics by the Die Zeit newspaper attributed the increase to the refugee crisis. Share this article Show Discussioncenter_img Share Watch Next:US Border Patrol: ‘There is no policy to separate families’The United States Border Patrol on Sunday allowed reporters to briefly visit the facility where it holds families arrested at the southern US border, responding to questions over the Trump administration’s “zero tolerance” policy. US News Migrant caravan demonstrators climb the US-Mexico border fence during a rally in San Ysidro, California on April 29, 2018. (Sandy Huffaker/AFP/Getty Images) last_img read more

Man Wearing MAGA Hat Forced to Leave Restaurant Then the Manager Steps

first_img Show Discussion Share  LINKEDINPINTERESTREDDITTUMBLRSTUMBLEUPON   US News Man wearing a MAGA cap. (Gage Skidmore/Wikipedia Commons/CC BY-SA 2.0) center_img Man Wearing ‘MAGA’ Hat Forced to Leave Restaurant: Then the Manager Steps In By Jack Phillips July 3, 2018 Updated: July 3, 2018 Share this article A Canadian man who was wearing a “Make America Great Again” hat was denied service at a popular seafood restaurant, forcing the manager to step in.Darin Hodge, the floor manager of the restaurant, spotted the man the “MAGA” hat on Tuesday, and he was allegedly told to take the hat off or leave the establishment, the CBC reported.This prompted action from Andy Crimp, the restaurant’s general manager, who later told CBC News that Hodge “took over the table and requested that he take the hat off.” Crimp added that the man said that “he had a right to wear it. [Hodge] said if you don’t take the hat off, we won’t serve you. And the man left.”Hodge was fired by The Sequoia Company, which owns the seafood restaurant.“We don’t discriminate against people based on political beliefs,” said Crimp. “[Hodge] was aware what he was doing was probably contrary to our values and our philosophy as a company in terms of hospitality and inclusiveness.”Hodge wrote on Facebook that he was standing up to alleged bigotry. “I had to take a stand against this guest’s choice of headwear while in my former place of work. Absolutely no regrets,” he wrote in the post. On Yelp, the restaurant was pilloried with one-star reviews and criticism for the refusal of service to the “MAGA” hat-wearing man.“Pathetic intolerance and bigotry,” wrote Eric H. of Youngsville, North Carolina, on Yelp, according to the Vancouver Sun. “A naive manager that cannot decipher #fakenews from reality refuses to serve a patron because of a political hat. Horrible place of business.”Other people left five-star reviews after they learned Hodge was fired.“Great place to eat and well done handling the bigotry of one manager,” said another person on the review app. “If all are welcome, then all are welcome.”It comes after the Red Hen in Lexington, Virginia, was condemned by President Donald Trump for refusing service to White House Press Secretary Sarah Huckabee Sanders. last_img read more

Authorities said she was driving a rental vehicle

first_imgAuthorities said she was driving a rental vehicle, a 2018 White Toyota Rav4, which was found near the highway around 1 a.m., reported ABC News.According to the news outlet, witnesses had seen her at the motel near where the rental car was found. Police said her family was concerned for her wellbeing and that she suffered from depression.Someone set up a missing person page for Lorber on Facebook, posting regular updates on the search.“Please continue urging people to share and like the page,” the page admin wrote on May 29. “Police are continuing their search but we need more attention. Share to media and celebrities, do whatever you can to put it in front of people. Thank you again.” The SearchPolice announced in a May 26 statement that they were looking for Lorber after she was reported missing. Lorber vanished after arriving in California from Colorado. She was last contacted at 11 p.m. on May 23. Police Divers Find Body of Missing Colorado Woman Vanished in Malibu By Tom Ozimek May 31, 2019 Updated: May 31, 2019 Share Crime and Incidents  LINKEDINPINTERESTREDDITTUMBLRSTUMBLEUPON   After an exhaustive search for Missing Person Jennifer Lorber, @SEBLASD divers located the remains of a female adult near the #ParadiseCove shoreline. Positive ID of the remains will be determined at later date.— LA County Sheriff’s (@LASDHQ) May 30, 2019 Show Discussion Robert Lowery, vice president for the missing children division at the National Center for Missing and Exploited Children, surmised that the downward trend may have to do with technology.Most of the missing children are runaways between 13 and 17, Lowery told The Epoch Times in a previous interview.“A lot of these children now have, frankly, cellphones or smartphones. They’re also using social media. … The point being that parents are able to find their children themselves much quicker than they had been, before they have to engage law enforcement,” Lowery said.He added that the improvement of law enforcement investigative techniques to locate missing children could have contributed to the drop. But that doesn’t quite explain the sudden drop in 2018. Smartphones and social media have been popular among youth for more than a decade and there seems to be no indication that law enforcement techniques made a sudden advance in 2018.“It may have been an anomaly,” Lowery said. “We’re going to continue to watch the trend.”Petr Svab contributed to this report. Follow Tom on Twitter: @OZImekTOM Los Angeles police said they have found the remains of a Colorado woman last seen in Malibu last week and reported missing.Divers with the Los Angeles County Sheriff’s Office said they found a female body during a search on the morning of Thursday, May 30. The remains were located about 225 yards away from the Malibu shoreline.“The remains were recovered by ESD Divers and transported to the Marina Del Rey Sheriff’s Station boating dock, where they were met by the case detectives,” the LACSO said.A family member of the missing woman then confirmed the identity of the remains as belonging to 30-year-old Jennifer Michelle Lorber. At one point the county issued a $10,000 reward for information on Lorber’s whereabouts. Share this article Jennifer Michelle Lorber, 30, was missing since May 23, 2019, after arriving in Los Angeles from Colorado. (Los Angeles County Sheriff’s Department) The reports of #Missing persons, and #MissingKids in particular, decreased in 2018—a drop of almost 6% and 9% respectively—reaching levels unseen since as far back as the available @FBI data goes.It’s not clear what exactly is behind the latest decrease.— The Epoch Times (@EpochTimes) May 23, 2019 The police continue to investigate the circumstances of Lorber’s disappearance and death.They have asked anyone with information about the case to come forward.Missing Person Reports Drop to Lowest in DecadesAccording to FBI data, reports of missing persons, especially missing children reports, decreased in 2018—the lowest shown in available records going as far back as 1990, as previously reported by The Epoch Times.Nearly 613,000 Americans were reported missing in 2018, more than 424,000 of them were under the age of 18, an almost 6 and 9 percent fall respectively from 2017.The data also shows an obvious steep fall between 1997 to 2013, where more than 980,000 missing reports in 1997 fell to less than 628,000 in 2013, before picking up again and once again falling in 2018. There has not been a clear explanation for the latest fall in reports.last_img read more

Baby H was taken from parents 90 minutes after b

first_img“Baby H” was taken from parents 90 minutes after being born. (Submitted photo)Melissa RidgenAPTN NewsAn hour and a half after enduring a C-section delivery at a Kamloops hospital, an Indigenous couple was exhausted but elated as they met their baby girl – a first child for both.But their joy was short-lived when an hour and a half after she was born, social workers came in to take Baby H, saying they’d had a report of neglect.“They were shocked,” said the paternal grandfather, who questions how one could be labelled neglectful and have someone issue a birth alert to apprehend in just 90 minutes.“Luckily the (maternal) grandmother was there and she held them off, at least for a while.”APTN News isn’t naming the baby or the family as the child remains in the foster system.Two days later, on June 14, social workers came back, reportedly two hours late for a meeting that had been scheduled with the family.But the mother was asleep from a sedative medical staff had administered.When she awoke she learned her newborn was gone.The apprehension was widely shared as an Amber Alert by anti-CFS activists on social media over the weekend with calls-to-action to contact the agency responsible – Secwépemc Child & Family Services.But Secwepemc CFS responded to the outrage saying they had “refused service on this request” and that it was Kamloops Ministry of Children and Family Development (MCFD) that took the baby.Baby H is now eight days old and has spent six of those essential parental bonding days in foster care.The father’s home community has gotten involved.“There are no grounds to take that child and no need for that child to have gone through this,” said Dr. Rohan Ghatak, health director for Tl’etinqox band, which is fighting to have the child returned.(A mom cuddles her newborn daughter moments before CFS arrived to apprehend the 90 minute-old baby on the grounds of neglect)The baby has been transferred to foster care in Williams Lake, B.C.. where her parents live and have been able to visit her for two hours a day under the watch of CFS.The family has found unexpected allies in two Williams Lake social workers who were wrongly identified on social media as being the agency that apprehended the infant.Ghatak said they are, in fact, assisting to get the child back and supporting the family at a mediation hearing set for June 25.“We’re trying to come to a reasonable understanding so we can get things right,” Ghatak said.If mediation doesn’t end with Baby H being given back to her parents that day, there is a court date set for June 27 to try again.She will be 15 days old then.Thirteen of which the newborn has been without her parents but for short supervised visits.Ghatak says he can’t comment on what put the family on CFS’s radar in the first place.The baby’s paternal grandfather said some of what troubled him was social workers allegedly telling hospital staff that the couple is homeless.“They’re not, they have a two-bedroom apartment. Then the story changed to they live in a group home – not true. They don’t drink or use drugs.“There’s no reason for this.”He says both parents are frustrated and exhausted.“(Agencies) are playing all kinds of games,” said the grandpa. “(The parents) are under a lot of stress. I took my son to a sweat lodge (Wednesday) night to help out but they have a lot of anxiety and stress.”He also believes they were stereotyped.“They saw them as being vulnerable and this being an easy baby to take and when the family stepped up they did everything to keep the family out of it.”The B.C. Ministry of Children and Family Development responded to the incident Friday via emailed statement that, in part, said, “We know that children thrive when they are able to be with their families, connected to their communities and their culture; and that the first few days with an infant are critical – not just for bonding, but ensuring that their needs are met, 24 hours a day, 7 days a week.”But despite knowing this, they apprehended Baby H.The ministry says it can’t discuss specifics but “is focussed on balancing the safety of a child or infant and keeping kids with families or extended family.”Baby H is not with family or extended family. She is in a non-indigenous foster home.As for having any grounds to take the baby, the ministry would only say “by law, the ministry can only remove if the child is in immediate danger and no less disruptive measures are available.”The family says no other measures were ever discussed when social workers came in demanding the 1.5-hr-old baby.Baby H could be home as early as June 25.More to come.mridgen@aptn.calast_img read more

Pakistani politician praises pilot for narrow escape after mistaking Grand Theft Auto

first_imgJuly 10, 20190 Comments Blog A Pakistani politician has been ridiculed online after praising the ‘pilot’ of a video game.A Pakistan politician has been mocked online for confusing Grand Theft Auto footage with real life.Khurram Nawaz Gandapur, secretary general for Pakistan Awami Tehreek, uploaded a video online of an aircraft narrowly missing an oil tanker parked on a runway.Gandapur, however, mistook the short computer game clip for real life.Gandapur captioned his tweet: “Narrow escape of an aircraft which could have ended in a great disaster. Miraculous save by the pilot’s presence of mind.” The ex-cricketer was alerted to his mistake after his tweet gained thousands of comments mocking the error.Gandapur is not the only Pakistani politician to make a tech gaffe this year.Earlier this year, Shaukat Yousafzai’s team live-streamed an entire press conference with a ‘cat filter’ enabled. Pakistani politician praises pilot for ‘narrow escape’ after mistaking Grand Theft Auto footage for real lifelast_img read more

Make cheese grate again

first_imgMy question to you is… if you knew your grating cheese could be this easy, fast, and fun, would you ever readily grate cheese any other way?The Zyliss rotary cheese grater is fun, fast, and won’t end up grating your fingertips or knuckles. As hand-held as any regular grater, it comes with a rotating wheel/drum and handle that grates cheese in a continuous rotating motion (instead of the to-fro motion of regular graters), grating cheese twice or even thrice as fast. The wheel can be flipped for left-handed or right-handed use, and comes in two sizes, for hard and soft cheeses. Plus, the wheels can be removed for easy cleaning too. Although the grater was designed specifically for grating cheese, it’s known to work with chocolate too! *drool*Designer: ZylissBUY NOWBUY NOWSharePinShareFlipSharePocket13.6K Shareslast_img read more

Prineville Chamber New Digs on Third Street

first_img 0 Google+ Email LinkedIn The Prineville Chamber of Commerce hopes to support local business as well as attract new business and promote tourism from a more visible location at 785 NW Third Street.Earlier this year mold was discovered in the facility that has housed the Chamber of Commerce since 2010. This discovery presents health and safety concerns for staff and visitors to the site, so the board of directors has opted to move the Chamber office.The air quality in the current offices is compromised. The roof again suffered several leaks in the last rain, causing several computers to be lost, as well as a quantity of printed material to be ruined. The board is therefore looked for a better location for offices that are both healthy for its employees and its visitors, as well as more visible to those wishing to find the Chamber’s location.The new offices formally home to Prineville Real Estate, are conveniently located on Third Street in Prineville.“It is essential that we, as a Chamber board of directors, provide a safe and healthy location for our employees and visitors.  Unfortunately, ongoing air quality and mold issues at the existing building compromise our ability to do so.  The board of directors have secured a new location at 785 NW 3rd Street.” says Chamber Board President Ed Yoder.“Our new location not only provides us with safe working conditions, it also allows for greater visibility and accessibility to the community and visitors. We look forward to a healthy and effective New Year!”The move will be complete by the end of the year and the Chamber staff and leadership look forward to welcoming you and your business to the new facility. By CBN E-Headlines Pinterestcenter_img Twitter Share. Facebook on December 4, 2012 Tumblr Prineville Chamber: New Digs on Third Street last_img read more

Banner Corporation to Acquire Home Federal Bancorp Inc

first_img Pinterest 0 E-Headlines on September 26, 2013 Tumblr By CBN Twitter Google+center_img Banner Corporation to Acquire Home Federal Bancorp, Inc. Banner Corporation, the holding company for Banner Bank and Islanders Bank, and Home Federal Bancorp, Inc., the holding company for Home Federal Bank, announced the signing of a definitive merger agreement pursuant to which Banner will acquire Home Federal.The combined company will have approximately $5.2 billion in assets and will be the fourth largest Pacific Northwest headquartered bank as ranked by assets. It also will have a top 10 deposit market share position in Washington, Idaho and Oregon with an established platform for growth and continued operational improvement throughout the Pacific Northwest.“We are excited to have Home Federal Bank join the Banner Bank team,” stated Mark Grescovich, Banner’s President and Chief Executive Officer. “This combination will help us toward our goal of becoming the community bank of choice in the Pacific Northwest. It significantly improves our market share in the Boise market, which is the 3rd largest metropolitan market in the Pacific Northwest, while also expanding our presence in several key Oregon markets, including Bend/Central Oregon, Eugene, Medford and Grants Pass.The combination of our two organizations provides the opportunity to create tremendous synergies while offering Home Federal customers a broader product offering, increased lending limits and an expanded branch delivery system that stretches throughout the Pacific Northwest.”Len Williams, President and CEO of Home, commented, “This combination brings together two community banks that are focused on providing great customer service, a strong commitment to the communities where they operate and an excellent environment for employees to perform and advance. We look forward to working with the management team at Banner Bank to create a leading super community bank in the Pacific Northwest.”The boards of Banner and Home unanimously approved the transaction, which is subject to regulatory approval, approval by the stockholders of Home, and other customary conditions of closing.The transaction provides for the payment to Home stockholders and option holders of $87.6 million in cash (subject to adjustment based on closing capital and other adjustments fully described in the definitive merger agreement) and to Home stockholders 2,904,000 shares of Banner common stock, subject to price collars. Based on the closing price of $37.66 for Banner shares on September 24, 2013, the transaction would have an aggregate value of $197.0 million. As of June 30, 2013, Home Federal Bancorp, Inc. had tangible common equity of $168.1 million.Banner expects the transaction to be immediately accretive to earnings per share, excluding one-time transaction expenses. Upon closing of the transaction, which is anticipated to take place in the first quarter of 2014, Home will be merged into Banner and Home Federal Bank will be merged into Banner Bank.Banner was advised in the transaction by D.A. Davidson & Co., as financial advisor, and Breyer and Associates PC, as legal counsel. Home Federal Bancorp, Inc. was advised by Keefe, Bruyette and Woods as financial advisor, and Vorys, Sater, Seymour and Pease LLP, as legal counsel. Facebook LinkedIn Share. Emaillast_img read more

CoverOregon Progress Report Nearly 3500 Oregonians Enroll in Health Insurance to Date

first_img By CBN on December 3, 2013 CoverOregon Progress Report: Nearly 3,500 Oregonians Enroll in Health Insurance to Date, Applications Moving More Quickly Email Pinterest CoverOregon Director Rocky King notifies board of 3-month medical leave. Cover Oregon announced yesterday that it has enrolled 3,470 Oregonians in health insurance to date and are moving forward quickly to ensure that all completed applications received by December 4 will be processed in time for coverage to start by January 1, 2014.  Also, Cover Oregon Executive Director Rocky King requested permission from the Board of Directors to take a three-month medical leave of absence effective Tuesday, December 3, due to issues related to a previously diagnosed medical condition. The Cover Oregon Board will begin conducting a swift search for an interim executive director through King’s medical leave of absence. During that search, Bruce Goldberg, M.D., will serve as acting Cover Oregon Executive Director.“We are starting to see enrollments and are gaining momentum. I am confident we are on the right track to get people the health coverage they need. While our work is not done, I had to make the difficult decision to focus on my health now so that I can get better. I know that the Board and Dr. Goldberg will keep things moving forward in my absence,” said King.  The announced enrollments include a total of 3,470 Oregonians enrolled through Cover Oregon. Of those, 219 Oregonians enrolled in a private plan and 3,251 enrolled in Oregon Health Plan. Cover Oregon has received in total more than 54,000 applications received so far and staff are working to get those applications processed as quickly as possible.People eligible for private plans will receive an enrollment packet in the mail, with instructions on how to select a plan, and they need to return that packet no later than Dec. 15 for coverage effective Jan. 1, 2014. Those eligible for the Oregon Health Plan will be automatically enrolled in coverage.Here are important deadlines and tips to keep in mind:• Dec. 4, 2013: Applications must be complete and postmarked by this date for coverage to begin Jan. 1, 2014. Once processed the applicant will receive a letter letting them know whether they are eligible for private insurance with or without tax credits, or for Oregon Health Plan.• Dec.15, 2013: Deadline for enrollment forms to be returned (postmarked) to Cover Oregon. People who are eligible for a private plan will receive an enrollment packet in the mail from Cover Oregon.• March 31, 2014: Open enrollment for Cover Oregon ends. The next open enrollment period begins Oct. 15, 2014 for coverage effective Jan. 1, 2015.There are many ways to get help completing an application or enrolling in a health insurance plan. They can go to and find a certified community partner or insurance agent or call 1-855-CoverOR. To date, Cover Oregon has received nearly 890,000 hits on the website and more than 50,000 calls to the service center. About Cover OregonCover Oregon is a health insurance marketplace where Oregonians can choose from different health carriers and plans that fit their needs and budget, and find savings to pay for coverage. Cover Oregon includes health insurance from both private companies and public medical programs such as the Oregon Health Plan and Healthy Kids. Many people—for example, an individual earning up to $45,900 a year and a family of four earning up to $94,000 a year—will qualify for financial help. Visit or call 1-855-CoverOR (toll free 1-855-268-3767). Share. Google+center_img Facebook Tumblr 0 LinkedIn Twitter E-Headlineslast_img read more

Outdoor Industry Incubator Bend Outdoor Worx Announces Selection of Initial Participating Companies

first_imgFree Range Backpacks will take part in the first Bend Outdoor Worx program By CBN Bend Outdoor Worx (BOW), a new Central Oregon outdoor industry incubator that is developing a program to help provide resources to emerging or developing outdoor industry companies, has chosen three companies to participate in the organization’s initial program, beginning in August 2014.  Companies include Cairn, a monthly subscription box service for outdoor enthusiasts, Homeschool Technical Apparel, a technical outdoor apparel company and Free Range Backpacks, technical, light-weight backpacks for backcountry and multi-sport athletes.Focusing on local companies as well as businesses in the outdoor industry who would like to move to Central Oregon, BOW will offer mentorships, infrastructure, related resources and industry connections to help outdoor companies become more sustainable and successful.The companies who will participate in BOW’s inaugural session include Cairn, a monthly subscription box service for outdoor enthusiasts, Homeschool Technical Apparel, a technical outdoor apparel company, and Free Range Backpacks, technical, light-weight backpacks for backcountry and multi-sport athletes.At the core of the program is the mentorship from BOW’s industry founders in areas where developing companies may be lacking. Through a process of discovery meetings, analyzation and curriculum building, BOW will determine company needs and provide guidance from the founders and extended mentor group. The incubator will then support these companies by aligning them with additional resources needed to succeed, including legal assistance, financial planning, marketing, logistics, sales, marketing, and product development.“With all of our natural resources, the outdoor industry is a natural fit with the Central Oregon lifestyle,” says Gary Bracelin, one of BOW’s founders. “We believe businesses can succeed and thrive here – it’s time for Bend to take the lead in the outdoor industry. We’re excited to begin working with companies who have the same goal.”ABOUT BOWAfter assessing common needs from outdoor industry businesses, Bend Outdoor Worx (BOW) was initially conceived in 2013 by Gary Bracelin, a long-time Bend resident and outdoor industry expert. BOW was officially launched in April 2014, when Bracelin was joined by five additional industry experts, including Eric Meade, Rick Fredland, Justin Rae, Will Blount and Howard Allred. The six founders represent various skill sets and a multitude of experience with successful organizations.For additional information on BOW, contact Gary Bracelin, THE COMPANIESCairnA new monthly subscription service for outdoor enthusiasts, Cairn carefully curates new and interesting outdoor gear and sends it directly to subscribers for a monthly fee. Additionally, Cairn collects data from their subscribers in the form of demographics and product reviews to provide back to participating brands. To learn more about the business, visit Technical ApparelWith one goal in mind, Homeschool Technical Apparel launched an outerwear business in 2012 with the intent to make the best technical snowboard apparel available. Breathability, durability and timeless design are the cornerstones of the business. Visit for more information.Free Range BackpacksSimple, functional, durable, weight-conscious, minimalist backpacking equipment for backcountry, and multi-sport athletes. For more information, email or check out Free Range Equipment on Facebook. Email Outdoor Industry Incubator (Bend Outdoor Worx) Announces Selection of Initial Participating Companies E-Headlines Pinterest Share. Twitter Facebook Google+ on July 31, 2014 LinkedIn 0 Tumblrlast_img read more

Act Your Wage Financial Lessons From A Cup of Coffee

first_img Pinterest Share. 0 Tumblr Many people just earn enough money to make ends meet yet often they do not have a clear picture of where their money actually goes or disappears to. When I hear someone explain such typical circumstances, I’ll often ask them when they last visited a coffee shop. Their typical answer is─ on my way to work this morning.I had an opportunity to meet fellow financial author, David Bach, when he spoke in Bend, Oregon. In his book Finish Rich he coined, a now well known phrase he calls “The Latte Factor” It comes from the notion that if you added up the cost of your daily lattes or other similar drinks and saved or invested that money, you could create significant prosperity over time and certainly in a much shorter time frame. It is the trivial things we spend money on every day that adds up to a considerable amount of money over time. I believe most people are unaware of how much they spend on the little stuff each day.You’ll probably agree with me that it’s very easy to spend $10 a day on inconsequential purchases. Let’s take a look at the simple math. If you were to save and invest this $10 a day or $300 a month into an investment that yielded a conservative 6 percent return, over the course of 20 years, you will have accumulated over $142,000.  Over 40 years this amount surges to almost $600,000! This can certainly help add perspective.I recently returned from a speaking engagement in beautiful Chicago. I stayed at the Palmer House- one of Chicago’s grandest hotels dating back to 1873. In the lobby was a nationally known coffee shop. Each morning the line for caffeine would go all the way around the corner. I was amazed how much of a premium they were able to demand due to their convenient location. This reminded me of a story that Darren Hardy, the editor of Success Magazine tells.To paraphrase him, he states there are three different types of people and if you could hear the way each thought while in line to purchase coffee you would immediately be able to determine if they were destined to achieve financial independence in their life or be destined to a life of financial mediocrity.The first group would ask themselves if they wanted to have a cup of coffee. If the answer was yes, they would then ask themselves ─“You don’t need to do anything extraordinary to accumulate wealth. You just need to do some ordinary things extraordinarily well. Living on 90 percent of your paycheck rather than over 100 percent is a great start.”What do I have to do to get the coffee? Governed by impulses and emotions they might beg, borrow or even steal to satisfy their need for caffeine, sugar or any other desire for immediate gratification.I believe a majority of people fall into the 2nd group. This crowd would ask themselves─“Do I have $5 to purchase a cup of specialty coffee?This may sound perfectly logical, and it is reasonable however this is why most people are of average means. This group is certainly more fiscally responsible than the first group as they will only spend it if they have the money. However, their focus is on the here and now and they are not contemplating how such a simple decision could negatively impact their entire financial future.I find that the people who have achieved financial independence on their own think in a way that is quite different from the rest of the herd. This group would reflect on the same coffee scenario and ask themselves a very different question ─If I spend $5 on coffee, that would be $5 I’m not spending on something else. If I invested this $5 rather than spend it on this cup of coffee, what could this money grow to over time?Well, let’s take a look. $5 growing at 8 percent over 30 years would accumulate to over $50. This is ten times the original amount! They would then ask themselves ─ Is this $5 coffee worth $50 to me? While in the accumulation phase of their lives, this unique group of people would choose to pass on the coffee today so they would achieve true financial freedom later.I have to admit that I get joy by treating myself to an Americano at Bellatazza, Bluebird and other local coffee shops. It’s a combination of their delicious blends, friendly service and enjoyable atmosphere to meet friends and colleagues. However, I have made the conscious decision to make this a treat in my life and not a daily habit.I greatly admire how the wise and inspiring third group of people think in a different way. Here are some of the life and financial principles I observe them living by:-They understand that rather than always working for money, that money can also work for them by living below their means and investing the difference for their futures.-They understand that the tougher they are on themselves today─ the easier life will be on them later.-They understand the power of compound interest. Compound interest is when interest is added to the principal, so that from that moment on, the interest that has been added also itself earns interest. Albert Einstein considered it the eighth wonder of the world. If you understand it, you will earn it. If you don’t, you will pay it. Be the ones who earn it!-You don’t need to do anything extraordinary to accumulate wealth. You just need to do some ordinary things extraordinarily well. Living on 90 percent of your paycheck rather than over 100 percent is a great start.-Lastly, enjoy your life. Whether you have accumulated wealth already, are on the road to financial independence or never achieve it, the least selfish thing you can do in life is be happy because when you are happy you are not a burden to anyone.If you incorporate these lessons into your life, I believe you can have the financial freedom to not only make a specialty coffee part of your daily life in the future but experience an espresso in places like Venice, Barcelona or wherever your heart desires.David Rosell is President of Rosell Wealth Management in Bend. He is the author of Failure is Not an Option- Creating Certainty in the Uncertainty of Retirement. Learn more about his book at or Ask for David’s book at Barnes & Noble, Newport Market, Cafe Sintra, Bluebird Coffee Shop, Dudley’s Bookshop and Sunriver Resort. E-Headlines Twitter Act Your Wage. Financial Lessons From A Cup of Coffee center_img By David Rosell of Rosell Wealth Mangement Google+ on August 16, 2016 LinkedIn Facebook Emaillast_img read more

How Thinking Outside the Box Can Help with Unemployment

first_img Twitter By CBN LinkedIn 0 E-Headlines Facebook Share. Pinterestcenter_img How Thinking Outside the Box Can Help with Unemployment Google+ on June 19, 2017 Being unemployed is often a depressing and frustrating time. It can make you feel worthless, and it can also put a significant strain on your family’s finances. Sometimes, no matter how much you try, no-one is willing to give you a chance. In this situation, it is crucial you remain proactive and consider finding another means of generating an income.The traditional methods of job hunting can take a long time. With applications and interviews, it can take weeks, maybe a month, before you know the outcome; if you’re told at all. So, why not try to put your time and efforts to good use?Little jobs mean a lotWhen you are struggling for money, any job, regardless of size or ‘importance,’ can help stabilize your income. Some companies employ people to work in their homes, either filling envelopes or other mundane tasks. Others may be interested in your talents on a freelance basis.The money may be small, however, it is a fruitful effort of earning a little extra income. By showing you are proactive, you are also more lucrative to employers. You’ll have the attitude many recruiters are looking to hire.VolunteeringIt might not make you any money, but volunteering can have many benefits. For example, if you are working at your local shelter or another voluntary organization, it will give you a boost of confidence that you may be lacking. It is also a great experience to put on your C.V for potential employers, as it shows that there is more than money that motivates you; the charity may even give you a reference.Some charities have paid positions for certain jobs; therefore, build a repertoire with the charity and they may wish to hire you on a full or part-time, paid basis.Partnership with a friendIf you or a friend have been made redundant, then you may have been heavily compensated once you leave. It can be an excellent opportunity for you and a friend to go into business together. There are many ways you can start your own business; you can open a store, run a mobile catering van or buy a franchise. There is a huge range of opportunities that can accommodate a partnership, everything from a sign company franchise from Signarama, to purchasing a property and opening your own Airbnb.Going further afieldIt might sound drastic, but sometimes you need to go where the work takes you. If you are in a small town, getting a job can be tough. Trying to widen your search to other cities nearby, might give you the break you need.This does not mean that you have to move if you can deal with the traveling and manage to commute to and from work. However, the cost of travel can make it prohibitive to stay where you are.Although many people are struggling to find work, there are many opportunities to keep yourself entertained, with the possibility of improving you C.V and generating a small income through small business venture. Make sure never to lose hope. Tumblr Emaillast_img read more

Taste the Madness

first_img Twitter 0 Taste the Madness By CBN Google+ Tumblr Bend residents Ken Richardson and Matt Williams opened the market’s first Teriyaki Madness at 2680 NE Highway 20 on Sunday, March 10. Having grown up in Seattle where teriyaki was born, Richardson knew he had to bring his favorite food back to his community.Teriyaki Madness, an Asian-inspired fastcasual concept, serves made-to-order teriyaki dishes prepared with fresh ingredients, house-made sauces and marinated and grilled meats. The menu off ers hearty portions at a reasonable price, and is committed to providing customers with a oneof- a-kind meal in an atmosphere that’s as fun as its food is delicious. Founded in 2003 in Las Vegas, the Madness is spreading rapidly with 45 units open, and poised to double in size in 2019. For the past three years, from 2017 through 2019, Teriyaki Madness ranked on the Entrepreneur Magazine’s Franchise 500 list and was recently awarded as one of Fast Casual’s Top 100 Movers and Shakers. on March 12, 2019center_img E-Headlines, Hot News Facebook Share. Pinterest LinkedIn Emaillast_img read more

This NYC Startup Just Raised 75M to Ensure Diversity in Hiring

first_imgThis NYC Startup Just Raised $7.5M to Ensure Diversity in HiringOctober 9, 2017 by AlleyWatch 374SHARESFacebookTwitterLinkedin Diverse teams outperform non diverse ones by 35%.  African Americans are 16% less likely to get invited to job interviews.   The largest search engine in the world only employs 1% African Americans in its tech staff and only 2% of that tech staff is Hispanic. Yet, 57% of employees think their companies should be more diverse according to GlassDoor. But 41% of hiring managers are “too busy” to implement diversity initiatives at their companies according to SHRM.  What to do? Jopwell is solving this issue by connecting employers interested in diversity with vetted, diverse candidates using its platform. Helping Black, Latino/Hispanic and Native American students and professionals advance professionally, Jopwell has created a pool of underrepresented talent available to the current  70+ leading employers on the platform such as Pfizer, Pinterest, and Lyft.AlleyWatch spoke with CEO and founder Porter Braswell about the Startup and how it has raised its most recent round of funding.Who were your investors and how much did you raise?We’re excited to announce that we just raised our most recent round, a series A totaling $7.5 million and bringing Jopwell’s total funding to date to $11.75 million. This latest round was led by pre-existing investor Cue Ball Capital. Returning investors in this round include Kapor Capital, Y Combinator, Omidyar Network, and Valar Ventures. New investors include SJF Ventures, Blue Ivy Ventures and Teneo Ventures.Tell us about your product or service.Jopwell is a career platform that helps Black, Latino/Hispanic, and Native American students and professionals unlock opportunities for career advancement. We have partnerships with over 70 leading employers, including Lyft, the NBA, Pfizer, Blackrock, Pinterest among many others, and we work closely with these partners to connect our community to exciting career opportunities across levels and divisions within each organization. We’ve developed an algorithm that analyzes a candidate’s résumé, skills, past experiences, and unique preferences, so that we can best present members of our community with personalized roles they may not have otherwise been exposed to or considered.What inspired you to start the company?My cofounder, Ryan Williams, and I met while working as analysts on Wall Street. During a long layover at the airport, we started talking about our shared experience as Black professionals. We realized we were both taking on the role of a diversity recruiter, helping to bring other diverse professionals into our company. We also discovered that we had both gained early exposure to finance through diversity programs catered to underrepresented students. We felt very lucky that these programs provided us with unique opportunities to lay the foundation for successful careers, but the reality is that the majority of other ambitious underrepresented students don’t have access to similar opportunities. We started talking about diversity in the workplace and the challenges that companies face when working to access and engage a diverse pool of talent. We knew there had to be a better way to attract top talent to companies at scale, while building a diverse professional community, so we left our jobs in 2014 to launch Jopwell.How is it different?There are many great job platforms that post listings but do not simultaneously facilitate workplace diversity. There are also nonprofits and organizations that recruit underrepresented minority students and professionals into diversity job programs, similar to the program Ryan and I went through in high school that led us to careers in finance. But these programs are not necessarily designed to provide people with the opportunity to explore careers across industries. I personally didn’t realize being an entrepreneur was an option, because it was not a path I had exposure to before launching Jopwell. By using technology to help Black, Latino/Hispanic, and Native American students and professionals unlock opportunities for career advancement across industries and at scale, we’re taking a distinct approach.What market you are targeting and how big is it? Jopwell works on two fronts. First, we develop partnerships with employers that value diversity but need help accessing and engaging a diverse talent pool. We have 70 partners across finance, media, entertainment, sports, tech and more.Our other target market is our community of tens of thousands of Black, Latino/Hispanic, and Native American students and professionals. Representing Black, Latino/Hispanic, and Native American professionals was a very intentional decision to focus on the minority groups that have been historically and statistically least represented in the workplace. Many employers broadly define “diverse” and fail to really focus on where the most progress is needed. We felt that in order to create a truly diverse workforce and make measurable impact toward increasing representation, focusing in was key.What’s your business model?We believe that the pipeline of qualified, underrepresented talent exists but that companies and candidates are not effectively connecting. By creating a platform where Black, Latino/Hispanic and Native American professionals can connect to leading companies for career opportunities, Jopwell is investing in a solution to make the workplace more diverse. The way this works is simple. First and foremost, Jopwell is free for our community of Black, Latino/Hispanic and Native American students and professionals. Our employer partners then work with us to access our community of talent and recruit for roles in a variety of ways, depending on the scope of the partnership. Some of our employer partners simply pay to have recruiter access to the searchable pool of candidates we’ve developed. Other companies work with us to receive tailored feeds of qualified candidates or to collaborate around branded, offline events that engage the Jopwell community.How has your business changed since we last spoke with you after the last funding in 2016?We’ve grown our community, internal team, and network of partner companies significantly since we raised our seed round. Our candidates, both students and professionals, come from more than 900 undergraduate colleges and universities. We’ve added 41 new partner companies to our network, including BlackRock, Lyft and the NBA. We saw a 510% increase in the number of clickthroughs to jobs and internships applications at Jopwell partner companies. It’s all been very exciting growth.With this new round, we’re continuing to expand the career support we provide to extend beyond job opportunities and include resources, offline events, and access to new advice and inspiration through our digital magazine, The Well.What was the funding process like?We were very lucky to find investors that believe in diversity as a business imperative. We had some great meetings but ultimately took investment from partners that understand our mission and see the potential to scale.What are the biggest challenges that you faced while raising capital?The biggest challenge was framing our pitch. We needed to balance sharing our progress since launch with explaining our growth opportunities and future vision. It was very different from our seed round, where we focused closely on vision and possibility. When you’re past the seed round, investors need to see measurable impact, as well as projected growth. It was a rewarding experience to show our investors just how much has happened since we launch.What factors about your business led your investors to write the check?Our investors all understand that diversity is a priority for any company that wants to compete in today’s global economy. It’s an imperative for businesses and the data proves it. According to the McKinsey report published in 2015, companies in the top-quartile for workforce diversity are 35% more likely to financially out-perform their less diverse counterparts. Our investors understand this and believe in our mission-driven approach.What are the milestones you plan to achieve in the next six months? Over the next six months, we’ll be focused on personalizing the Jopwell experience for students and professionals through the career resources, content and events we offer. We are also working to expand our network of partners to include startups by introducing new product offerings that meet early stage companies where they are, helping them leverage Jopwell for the first time to implement a diversity solution earlier on in their growth.What advice can you offer companies in New York that do not have a fresh injection of capital in the bank?Your main concern should be building a strong team and business plan execution. If you have the idea and you’re willing to get up every day, hustle and make the business the best it can be, people will be more compelled to invest in you. Lay the foundation before worrying about funding or finding the right partners to help you execute and scale.Where do you see the company going now over the near term?In the near term, we’re focused on expanding our product offerings and building out our team. We just hired a new Chief People Officer to oversee culture and development, which we’re really excited about.Where is your favorite fall destination in the city?You can’t beat Central Park in the fall.PREVIOUS POSTNEXT POST Filed Under: #NYCTech, AlleyTalk, Funded in the Alley, Funded in the Alley, Funding, Funding News, Interviews, Startups, Venture Capital Tagged With: Blue Ivy Ventures, Omidyar Network, SJF Ventures, Teneo Ventures, Valar Ventures, Y Combinatorlast_img read more

The AlleyWatch NYC Startup Daily Funding Report 22519

first_img Insurtech platform The Guarantors, which provides alternative rental deposit solutions, has raised $15M in Series B funding from investors that include Global Founders Capital, White Star Capital, Silvertech Ventures Alven Capital, and Partech. Founded in 2014 by Clement Miglietti and Julien Bonneville, The Guarantors has now raised a total of $26.7M in funding over three rounds. 252SHARESFacebookTwitterLinkedin The latest venture capital, seed, and angel deals for NYC startups for 2/25/19 featuring funding details for TheGuarantors. This page will be updated throughout the day to reflect any new fundings.PREVIOUS POSTNEXT POST The AlleyWatch NYC Startup Daily Funding Report: 2/25/19 by AlleyWatch center_img TheGuarantors $15M – Series B Tagged With:  Julien Bonneville, Alven Capital, Clement Miglietti, Gloal Founders Capital, Partech Ventures, SilverTech Ventures, TheGuarantors, White Star Capitallast_img read more

NYCtech Week in Review 112617 – 12217

first_imgWith so much going on in the city’s thriving ecosystem, it is easy to miss some of the happenings in the space. We keep you abreast of a few of things that you may have missed in NYC Tech News this week including the fundings, exits, and events. Have notable company news that you would like included in The NYC Tech Week in Review? Send all pertinent details to POST1 / 8NEXT PAGE Filed Under: #NYCTech, AlleyTalk, NYC Tech Week in Review Tagged With: 1517 Fund, Advancit Capital, Blue Pool Capital, Canvas Ventures, CF, Data Collective, Female Founders Fund, Fred Harman, Greycroft, Haystack, Heather Reisman, Insight Venture Partners, IVP, Lasting, Lerer Hippeau, Libra, Marc Benioff, MentorTech Ventures, Merck Global Health Innovation Fund, Michael Huffington, nTopology, Pathbreaker Ventures, Prognos, Ray Dalio, Root Ventures, Safeguard Scientifics, Spot.IM, Thrive Globalcenter_img #NYCtech Week in Review: 11/26/17 – 12/2/17December 2, 2017 by AlleyWatch 225SHARESFacebookTwitterLinkedinlast_img read more

Want To Get Ahead Make Waking Up at 4AM the First Item

first_imgWant To Get Ahead? Make Waking Up at 4AM the First Item on Your To-Do ListDecember 28, 2017 by Joel Landau 565SHARESFacebookTwitterLinkedin Would you consider waking up before the rooster crows? Many successful entrepreneurs do.Richard Branson wakes up at 5AM. to exercise and spend time with his family, which he says puts him in the right frame of mind for business. Ursula Burns gets up at 5:15AM. to handle emails and work out. And Paul English wakes up at 6AM to meditate, message colleagues, and eat breakfast with his family.Like these successful people, I also believe in waking up early. My power hour is even earlier: It’s 4AM! Yes, that’s well before the sun comes out. But I wouldn’t be where I am today without this habit of rising early.As Laura Vanderkam, a time-management expert, notes, “mornings are great for focused thinking.” Each morning, I take personal time to reflect and plan for the day ahead, writing down three personal priorities and three business priorities. Waking up early keeps me solutions-oriented and detail-oriented, and gives me the motivation to improve upon what I’ve built.If just thinking about waking up at any of these times makes you want to snooze, don’t go to sleep just yet. Here’s why waking up early works for me and how you can do it too — even if you’re not a morning person.Our bodies are designed to function well in the early morning. For most people, if they wake up between 3 and 5AM., the first thought is to stay in bed longer. By doing that, you’re actually going against the natural sleep patterns of the body.In Sleep We Have Lost: Pre-industrial Slumber in the British Isles, a book written by historian A. Roger Ekirch, accounts of sleeping habits from centuries past show people long divided their rest into two segments. Here’s how a typical night’s rest went:The “first sleep” occurred after sunset, lasting about three to four hours.People would wake up and spend two to three hours eating, conversing, planning the day, etc.The “second sleep” would last for three to four hours until around sunrise.Industrialization, Ekirch attests, brought the scheduled workday and robbed us of the luxury of having two separate resting periods. If deprived of modern stimuli, like artificial light sources, Ekirch claims we would return to segmented sleeping.The loss of segmented sleeping may not seem like a big deal — until you realize what we’re losing by going back to bed. As Harvard University psychologist Deirdre Barrett says, “In the sleep state, the brain thinks much more visually and intuitively,” making sleep a well for good ideas.So, when you wake up in those early morning hours, such as between 3 and 5AM, you can combine the creativity of your dreams with your waking conscious. This makes you more likely to imagine new possibilities and solutions, and think outside the box.Perhaps this explains why some of the greatest artistic minds were or are known for waking up early. It doesn’t just make sense naturally, it also enhances creativity.For instance, Frank Lloyd Wright worked best between 4 and 7 o’clock in the morning, saying that was when his mind was most clear. After working until 7AM, Wright would take a nap.Toni Morrison sips coffee before dawn each morning as she waits for the light to come. She then starts writing after sunrise, feeling invigorated and inspired.How you can actually wake up — and stay up — at 4AMThe act of waking up to an alarm isn’t difficult. It’s resisting the urge to hit the snooze button, which is quite frankly one of the most liked buttons in the world.Thankfully, there are plenty of tips that can help you get your day started at 4 a.m. In addition to exercise, yoga, and meditation, which many successful entrepreneurs do right after getting up, you could try the following:Don’t use phones and electronic devices for an hour before bed. The light from such devices prevents our brains from releasing melatonin, a hormone that lets our body know it’s time to sleep. By doing this, you’ll fall asleep faster and get better sleep.Drink a glass of water first thing in the morning. After sleep, your body hasn’t had fluids in hours. Dehydration causes fatigue, so drinking water first thing in the morning can boost your energy.Wake up during the right sleep cycle. According to the National Sleep Foundation, rapid eye movement (REM) sleep, which is when most dreaming occurs, “is when your brain consolidates and processes information from the day before.” Waking up during REM sleep can leave you disoriented and wanting to go back to bed. Use an app like Sleep Time to wake you up during your lightest sleep phase (non-REM sleep). This will enable you to get out of bed in a more alert state.Wake up with light. Since the sun won’t be out at 4AM., your body may feel a little off at first. Use a sunshine alarm clock to emit ‘sunshine’ in the pre-dawn wake-up hours.Think baby steps. Setting small goals is much more manageable. Make it a step-by-step progress — and you’ll get there soon enough.While sheer determination and old-fashioned discipline are key to becoming a true early riser, these science-backed hacks will help you fake on the days when your motivation is all but kaput.At first, becoming an early riser might feel like a struggle. On some mornings, you may fall back to your old schedule. Though a pre-dawn wake-up call sounds daunting, trust me, it’s worth it. You’ve got nothing to lose. In fact, you don’t even have to lose sleep. Just make up the pre-daylight hours with an earlier bedtime.Even if you don’t hit the 4AM mark every day, keep trying. On those days you do succeed, you’ll find yourself unleashing your creative potential and maximizing your productivity.PREVIOUS POSTNEXT POST Filed Under: Advice, Lifestyle, Resources, Strategiclast_img read more

8 Keys To Successfully Bootstrapping Your New Venture

first_img8 Keys To Successfully Bootstrapping Your New VentureMay 17, 2018 by Martin Zwilling 254SHARESFacebookTwitterLinkedin If you really want to start a business your way without a boss or professional investor hovering over you, then just fund it yourself or through friends and family, and grow it organically. It’s more possible to bootstrap today than a few years ago, as the cost of entry continues to go down. According to Investopedia, over 90 percent of successful businesses currently start this way.With one of the new free tools and a dose of sweat equity, you can create a website for almost nothing — and you are on your way to success with ecommerce, your latest invention or personal services. It’s equally easy to go online and incorporate your new entity, register some intellectual property and have some fun with social media for marketing and interacting with customers.The key to successful bootstrapping is to master the do-it-yourself approach, defer compensation or barter services whenever possible and become a frugal minimalist in all things requiring a cash outlay. Here are the key principles I recommend as an advisor to many entrepreneurs:Start your business in your own home. With the advent of the Internet, the size and address of your office is irrelevant. Most new teams are geographically dispersed these days anyway, so paying rent for an office should be differed to later stages when revenue is plentiful. You will be in good company with the many legends who used this approach.Barter services for access to required resources. Don’t rationalize a big investment in basic equipment with long-term requirements thinking. Look for a part-time job in a local or family business to provide access to things you will need only occasionally, such as a high-speed printer, video equipment or product assembly tools and storage.Learn to be a generalist rather than a specialist. With the unlimited access to “how-to” videos and detailed instructions on the Internet, you shouldn’t need to hire experts for most things. Likewise, too many volunteers and interns will only increase your workload and rework costs. Use your networking to get advice, but all jobs can be do-it-yourself.Operate small, but show a big-company image. You don’t need a large building and staff to be visible and heard worldwide. Use multiple social-media channels, blogging, email and voicemail to build the same image and responsiveness as larger competitors. Keep expenses down, but keep customer visibility and sensitivity as a top priority.Practice living on a shoestring budget. Most successful entrepreneurs take only a very minimum salary during the formative business years and reinvest all profits back into the business for organic growth. Defer your desire for expensive perks and vacations until later when you have time for them. You can have fun without spending big money.Favor profitability over revenue and user growth. Adding free users or customers to increase valuation makes sense for a venture-backed startup looking to go public, but will kill bootstrapping. Self-sustainability, independence, and real fun requires paying customers, profitability and an early cash-flow-positive business plan.Use your equity for key executives and business partners. Bootstrapping doesn’t mean that you don’t share equity. You can use it best to entice new team members and partners, giving you more horsepower and commitment for the long run. Investors seeking equity for cash typically want more control and cash-return quickly.Don’t assume you must plan for exponential growth. Investors have spread the word that you can’t get “hockey-stick” growth without a large cash infusion. In fact, you don’t need exponential growth to give you a good return and be declared successful. You may not be acquired for 10-times revenue, but quick exits and public offerings are no fun.In summary, bootstrapping means living within your means, watching costs carefully, finding alternatives to cash for building the team and expanding the business infrastructure. Bootstrapping does require a full confidence in your own passion to make decisions and change the world with no investors to lean on or blame. But isn’t that why you signed up to be an entrepreneur in the first place?Reprinted by permission.PREVIOUS POSTNEXT POST Filed Under: Advice, Management, Resources, Strategiclast_img read more