Buy-to-let vs high-yielding dividend stocks. Which is best for me to buy for passive income?

first_img Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Jonathan Smith | Monday, 20th April, 2020 Jonathan Smith and The Motley Fool UK have no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. See all posts by Jonathan Smith Passive income is something all of us want to achieve. Being able to make money without having to break a sweat is a wonderful thing. It allows you to spend your time doing what you actually want to do instead of working. Two popular avenues to do this are via a buy-to-let property investment, or buying high-yielding dividend stocks.First let’s define both terms. A buy-to-let property is one that you invest in purely with the aim of generating income from renting it out. A high-dividend-yield stock is one which pays out income via a dividend to the owner of the stock. The term ‘high’ is quite vague, but we will use it to refer to anything above the FTSE 100 average yield (4.9%).5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Buy-to-let needs BIG fundingThe first point I would flag up for income investors is the large difference in initial investment needed. To invest in the stock market, there is no such thing as a minimum investment amount. Sure, if you are paying a broker a fee then it makes sense to buy a large enough amount to make it worthwhile. But there is no hurdle to jump over. This makes investing in stocks to get dividend income attractive for a larger audience.Buying a property for income has a much higher cost. Not only will you struggle to buy a property for less than £50,000 (or six-figure sums in most towns), but you also have other costs. These all eat into the income you are hoping to receive from renting.Certainty of dividendsWhen buying a stock specifically for income, you can be fairly confident of receiving it. You can look at previous years and see how regularly dividends have been paid. Even with the recent Covid-19 pandemic, some companies are continuing to pay dividends. So if enough homework is done, you can invest with confidence in receiving such a dividend. Not only this, but you could have the added bonus of gaining from the share price increase. This would be the case if the stock market recovers later this year.For buy-to-let, income is certain if you have tenants in the property. But what if you can’t find tenants? Or what if the property sits empty for a period of time in between tenants? These all diminish your passive income. They also reduce your investment yield.Using the two above reasons, I would look to high-dividend-yield stocks above all in order to make passive income. As the yield is measured by the share price relative to the dividend per share, the recent sell-off has helped boost this. You can fairly easily find FTSE 100 firms that have a yield above 4.9%.My colleague Harvey Jones flagged up a good example, Anglo American, here. The stocks currently offers a dividend yield of 5.5%. Yet it also has dividend cover of 2.49. This latter figure is the amount of times the dividend is covered by its last earnings. Anything above 2 is a good indication that the company has enough funds to pay out. So for any spare funds I have, I am steering clear of a buy-to-let property, and remaining focused on stocks. Buy-to-let vs high-yielding dividend stocks. Which is best for me to buy for passive income? I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Enter Your Email Addresscenter_img Our 6 ‘Best Buys Now’ Shares Simply click below to discover how you can take advantage of this. Image source: Getty Images. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. “This Stock Could Be Like Buying Amazon in 1997”last_img read more

Springboks jersey for Lions 2021 series released

first_imgCan’t get to the shops? You can download the digital edition of Rugby World straight to your tablet or subscribe to the print edition to get the magazine delivered to your door.Follow Rugby World on Facebook, Instagram and Twitter. Bongi Mbonambi sport the new Boks shirt (ASICS) LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS “That kind of rarity bring with it a special responsibility when creating a jersey and we wanted the players and the fans to get goosebumps every time they pull that jersey over their heads.”Apart from the colourway, the new jersey retains the classic gold collar and features an enlarged crest which is detailed by a 3D logo to commemorate the tour.The Lions Tour begins on Saturday 3 July 2021 when the Lions face the DHL Stormers in Cape Town. Three weeks later the Lions will face the Boks at the FNB Stadium in Johannesburg for the first Test.center_img Next year the best of British and Irish will head for South Africa and just in time, we get to catch a glimpse of the Springboks jersey for Lions 2021 series.“Lions tours come around only every 12 years, so we thought it appropriate to create a jersey that is indisputably unique,” says Jurie Roux, SA Rugby CEO.“It will be worn by the team on only three occasions and we wanted to make it memorable and special for the players and hopefully this unique rendering of Springbok green – in conjunction with the badge – will do exactly that.”The new Springboks jersey is said to utilise the best of modern tech and traditional techniques – but the manufacturers are also very proud of the shirt’s colourway (better capturing, they say, the unique green of a Boks shirt).Men’s jersey (ASICS)As it stands, the shirt is retailing at R900 (£45.10).“A British & Irish Lions Tour to South Africa is a hugely significant event for both players and supporters, as it takes place only every 12 years or so,” a spokesperson from ASICS South Africa added. ASICS unveils the new-look South Africa jersey for next year’s tour last_img read more

Old law used in controversial new way to get information for WikiLeaks investigation

first_img NSO Group hasn’t kept its promises on human rights, RSF and other NGOs say Yesterday’s revelations by the Wall Street Journal about secret court orders obtained by the US government forcing Google and Sonic.net, an Internet Service provider, to surrender details of the email accounts of WikiLeaks volunteer Jacob Appelbaum has revived the debate about use of the 1986 Electronic Communications Privacy Act (ECPA). According to the newspaper, the Department of Justice obtained orders on 4 January and 15 April requiring Google and Sonic to hand over the IP addresses and email addresses of all of Appelbaum’s contacts since November 2009.One of the developers of Tor, a free software programme for ensuring online anonymity, Appelbaum became a public advocate for WikiLeaks in July 2010. The secret orders were obtained under the ECPA as part of the investigation into the massive leak of US diplomatic cables that have been posted on the WikiLeaks website.The same procedure was used to obtain a court order on 11 March forcing Twitter to release information about the accounts of Appelbaum and two other prominent WikiLeaks supporters, Birgitta Jonsdottir and Rop Gonggrijp.The WikiLeaks investigation has become a testing ground for new interpretation of the ECPA, a law that was created before the public Internet existed. It is now being used to obtain emails, mobile phone location records and other digital documents without a search warrant and without prior evidence that any crime has been committed.The government only has to show “reasonable grounds” that the information sought would be “relevant and material” to its investigation. The persons targeted are not told that their records are being surrendered because the court orders are sealed and Internet Service Providers are forbidden to notify their clients.“The Electronic Communications Privacy Act represents a major infringement of the confidentiality guarantees that every Internet user expects,” Reporters Without Borders said. “As used against WikiLeaks and one of its representatives, it has taken on the character of a special procedure that violates the basic rights that anyone being investigated should enjoy.“We urge Internet Service Providers not to comply with the government requests and we call on the government to public justify the ‘relevance’ of the information it is seeking. Is the least email exchange with Jacob Appelbaum now under suspicion?”Under an initiative dating back to 2009 called Google Transparency Report, Google reports the number of requests for information about users that it receives from governments around the world. The US government tops the list, with 4,601 requests received by Google in the second half of 2010. Google complied with 94 per cent of them.Adopted in an era when information was stored on desktops, not online, the ECPA is now totally outmoded and a coalition of new technology companies including Google and Microsoft have been pressing Congress to overhaul it. Senate hearings were held in April and May without any amendments being approved.Questions are also being raised about the ECPA’s constitutionality. A federal court of appeals ruled in December 2010 that the government violated the Fourth Amendment when it obtained emails without a search warrant. WhatsApp blocks accounts of at least seven Gaza Strip journalists Help by sharing this information October 11, 2011 – Updated on January 20, 2016 Old law used in controversial new way to get information for WikiLeaks investigation News United StatesAmericas Receive email alerts Follow the news on United States United StatesAmericas RSF_en center_img News Facebook’s Oversight Board is just a stopgap, regulation urgently needed, RSF says June 7, 2021 Find out more News to go further June 3, 2021 Find out more News Organisation April 28, 2021 Find out morelast_img read more

Parsons’ Sloan Named Director of Labor Relations and General Manager of Parsons Constructors Inc.

first_img Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday Herbeauty6 Lies You Should Stop Telling Yourself Right NowHerbeautyHerbeautyHerbeauty10 Questions To Start Conversation Way Better Than ‘How U Doing?’HerbeautyHerbeautyHerbeautyShort On Time? 10-Minute Workouts Are Just What You NeedHerbeautyHerbeautyHerbeauty5 Things To Avoid If You Want To Have Whiter TeethHerbeautyHerbeautyHerbeautyHow To Lose Weight & Burn Fat While You SleepHerbeautyHerbeautyHerbeautyYou Can’t Go Past Our Healthy Quick RecipesHerbeautyHerbeauty Community News Top of the News Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. Dan SloanParsons is pleased to announce that Dan Sloan has been named the Director of Labor Relations and General Manager of Parsons Constructors Inc. (PCI), effective immediately.For the last 12 years, Mr. Sloan has provided labor relations and project management services for some of the largest public works construction projects in California. Since joining Parsons in 2003, his management assignments include supporting the $20.3 billion Los Angeles Unified School District program and the $5.2 billion San Diego Unified School District program. Currently, Mr. Sloan is the Project Labor Agreement Administrator for Los Angeles Community College District’s $6.2 billion construction program as well as a Program Manager for Pasadena Unified School District’s $350 million Measure TT construction program. In his new role, he will continue to support Parsons’ existing customers with labor relations services while also managing PCI and providing internal labor relations support to Parsons’ projects across North America.“Dan has been a critical factor in several PCI wins, and I am pleased to see him step into this new role,” said Rick McAlpin, Parsons Corporate Vice President, Operations Shared Services. “He will undoubtedly continue to play a key role in the success of PCI and its customers.”Mr. Sloan holds a bachelor’s degree from the University of Washington in Seattle, a collective bargaining studies certificate from Cornell University in New York, and has completed the Parsons Project Management Certification Program. He was recently named as one of the Top 20 Under 40 by Engineering News-Record California. Mr. Sloan is based in Parsons’ Pasadena, CA, corporate headquarters.Parsons, celebrating 70 years of growth in the engineering, construction, technical, and professional services industries, is a leader in many diversified markets with a focus on defense/security, industrial, and infrastructure. Parsons delivers design/design-build, program/construction management, and other professional services packaged in innovative alternative delivery methods to federal, regional, and local government agencies, as well as to private industrial customers worldwide. For more about Parsons, please visit www.parsons.com. Your email address will not be published. Required fields are marked * 6 recommended0 commentsShareShareTweetSharePin it More Cool Stuff First Heatwave Expected Next Week center_img Subscribe Make a comment Community News Business News Name (required)  Mail (required) (not be published)  Website  EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Virtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes Company News Briefs Parsons’ Sloan Named Director of Labor Relations and General Manager of Parsons Constructors Inc. From STAFF REPORTS Published on Wednesday, April 8, 2015 | 11:37 am Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadenalast_img read more

Warm Up With Soups This Winter

first_img Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday 3 recommended0 commentsShareShareTweetSharePin it Choose a traditional Mexican Tortilla Soup that combines the flavors and textures of tortilla strips garnished with avocado, cheese and cream or if you would like something lighter, there is a Consome De Pollo – traditional chicken broth with vegetables, rice and chicken. Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadena Community News Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Virtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes Make a comment Your email address will not be published. Required fields are marked * Top of the News Subscribe Name (required)  Mail (required) (not be published)  Website  Get down to Frida Tacos and try out their new menu! Frida Tacos is located at 36 W Colorado Blvd, Pasadena and near the Pasadena City College at 1731 E. Colorado Blvd. East Pasadena. EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS Nothing warms you up like soup on a dreary winter day. This season, take your taste buds south of the border with a soup from Frida Tacos. Despite the name, Frida Tacos is more than just tacos. There have breakfasts and salads, meats and vegetables – you can choose whatever you feel like. But the important thing is – now there are also soups! Pasadena Eats, The Dining Blog Warm Up With Soups This Winter From STAFF REPORTS Published on Tuesday, January 26, 2016 | 11:23 am Business News More Cool Stuff First Heatwave Expected Next Week Community News HerbeautyShort On Time? 10-Minute Workouts Are Just What You NeedHerbeautyHerbeautyHerbeautyWomen Love These Great Tips To Making Your Teeth Look WhiterHerbeautyHerbeautyHerbeautyHe Is Totally In Love With You If He Does These 7 ThingsHerbeautyHerbeautyHerbeautyYou’ll Want To Get Married Twice Or Even More Just To Put Them OnHerbeautyHerbeautyHerbeautyA Mental Health Chatbot Which Helps People With DepressionHerbeautyHerbeautyHerbeautyYou Can’t Go Past Our Healthy Quick RecipesHerbeautyHerbeautylast_img read more

Gardaí warn of ATM scam

first_imgPrint Twitter Previous articleImportance of first preference vote stressedNext articleUlster Bank League Weekend Preview admin A SCAM relating to ATM machines is being investigated by Henry Street gardaí.An apparatus is placed within the dispenser that withholds money as it is about to be dispensed.The customer believes that the machine is not working and leaves.Sign up for the weekly Limerick Post newsletter Sign Up The thief can then remove the apparatus along with the money dispensed.A garda spokesperson said that the crime unit  have come across this scam frequently of late.“A quick word of advice to people using ATM’s is to ensure that if such a situation arises, contact the relevant bank or the gardaí by phone and remain with the machine until assistance arrives”. Facebook Linkedincenter_img WhatsApp NewsLocal NewsGardaí warn of ATM scamBy admin – February 16, 2011 457 Email Advertisementlast_img read more

The Top 25 Women of Law, Part 1

first_imgHome / Daily Dose / The Top 25 Women of Law, Part 1 Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago in Daily Dose, Featured, News, Print Features Previous: New York AG Leads the Fight Against Zombie Homes Next: Jeffrey Axelrod Joins Riivos Mortgage as Group Executive The Best Markets For Residential Property Investors 2 days ago Demand Propels Home Prices Upward 2 days ago Editor’s note: This feature originally appeared in the January issue of DS News.From breaking through the glass ceiling to fighting for the rights of their clients, these formidable women lawyers have made their mark in the industry. In the first of this three-part series, we spotlight the accomplishments of these women in law.DAWN ALLI Randall S. Miller & Associates – VP  of Operations – Default ServicingNumber of Years Practicing Law: 24There’s never a dull moment at a financial services law firm, according to Dawn Alli, VP of Operations at Randall S. Miller & Associates. Her unique perspective comes from years of work both within default services law firms and working directly with servicers, running operations for US Default Management. “My past experiences have assisted me in developing streamlined procedures that not only keep the law firm operating at peak performance but also assure our clients that we are a true and trusted partner,” Alli said. Her unique experience has helped her to separate Randall S. Miller & Associates from the competition by focusing on the needs of clients while maintaining excellence in positive office culture, timeline management, and compliance. Looking ahead to 2019, Alli said she believed that efficiency and technology are the keys to maintaining excellence while staying on top of an ever-evolving industry._______________________________________________________________HEIDI B. CAREYRiley Pope & Laney, LLC – Managing Partner of Default ServicesNumber of Years Practicing Law: 24To Heidi Carey, the most enriching part of her job is the interaction with clients and their customers, the judiciary, and employees. “I see my job as an attorney to bridge the gap between our client’s business needs and how to get it done through the court system,” Carey said. Though at times her job can be challenging, Carey enjoys figuring out the puzzle of problem-solving through the court system. She’s dedicated to improving her firm’s internal processes for efficiency and accuracy. “Another great part of the job is being the face of our client in the courtroom. In default cases, I always try to talk to debtors prior to the hearing to explain what is happening and put them at ease in front of the judge. Most debtors have not been in a courtroom before and are appreciative of my respect and courtesy,” Carey said. Though Carey has worked her way up to being a partner in her firm—a feat that she counts as a career highlight—she didn’t always set out to be an attorney. In college, Carey majored in cello performance with a minor in business. Once she decided that she did not want to be a cello teacher, she decided to give law school a try. “My first semester was a big wake-up call after being a musician! After I figured out the game of law school, I did well and ended up working for a mortgage servicing company prior to entering private practice representing lenders in 2001,” Carey shared._______________________________________________________________MAGALIE A. CREECH Finkel Law Firm LLC – Member – Civil Litigation, Bankruptcy, Lender Liability, Real Estate, Business LitigationNumber of Years Practicing Law: 8Magalie A. Creech has been with Finkel Law Firm LLC for more than 10 years, first starting out as a summer law clerk. During those years, she not only learned about the practice of law but also came to discover how important it is to be part of a dedicated and reliable team. Given the sensitive nature of the information the firm handles, it is critical to have a team of dependable, conscientious employees. This can be especially challenging in a field where the regulatory and policy landscape is constantly evolving. Creech is thankful to be part of a talented group of professionals whose collective experience handling a broad spectrum of regulatory and litigation issues qualifies them to offer comprehensive legal representation. “I consider them family, and that is what makes my legal practice so rewarding,” Creech said. Creech practices in the litigation division of the Finkel Law Firm and manages the firm’s creditor bankruptcy department. She represents national banking associations and loan servicers state-wide in commercial and real property-related litigation, with an emphasis in contested foreclosures, bankruptcies, debt collections, and real estate matters. She also handles a variety of civil litigation in both state and federal court. Creech received her Juris Doctorate from the Charleston School of Law in 2010, graduating cum laude, and was admitted to the South Carolina Bar the same year._______________________________________________________________ELIZABETH CRUIKSHANK Cruikshank Ersin, LLC – Attorney – PropertyNumber of Years Practicing Law: 16Elizabeth Cruikshank ranks helping people, finding solutions to problems, learning new things, and being in court among the best aspects of her job. These passions make her uniquely equipped to handle the challenges of the mortgage market. Cruikshank sees more of these challenges on the horizon, in the form of a rise in foreclosures, bankruptcies, and evictions. She has also noticed a decline in new homeowners and an uptick in renters. To meet these obstacles, Cruikshank has found education to be the key to staying on top of new legislation. Cruikshank has seen her firm expand from one state to four in the Southeast, as well as increasing their areas of focus to include default work, litigation, and collections, among others. Cruikshank Ersin, LLC, now handles legal needs in Georgia, Florida, Tennessee, and Mississippi. While these tasks may seem daunting for some, for Cruikshank it’s all part of a lifelong dream. “I have wanted to be an attorney since I was five years old and can’t imagine doing anything else. Being a direct descendant of Thomas Jefferson—I think it is just in my blood,” Cruikshank noted. Along with Abby Ersin, Cruikshank founded her firm based on the core principles of always returning phone calls; keeping the client up to date on all pending matters; listening first; working with clients, not against them; and being enthusiastic and passionate about the firm._______________________________________________________________LEISHA DELGADO Hello Solutions – Owner – Default ServicingNumber of Years Practicing Law: 5“I’ve always felt proud to be a successful woman in a historically male-dominated industry,” said Leisha Delgado, Owner of Hello Solutions. She added that “my passion for the legal aspect of mortgage grew out of a keen interest in the complexities and cyclical nature of the industry. Initially focused on resolving title issues, I developed strong and meaningful relationships in the default servicing space.” During her time in the industry, Delgado has become exceedingly familiar with the ongoing volatility in the area of default servicing. She assists her clients in meeting this challenge by developing efficiencies that support scalability and innovation. Delgado noted that the industry can best face 2019 by working to streamline processes through technology and develop partnerships that alleviate distractions, so lenders and servicers can focus on core competencies. No stranger to flourishing in the face of adversity, Delgado survived a battle with stage 3 breast cancer this year amidst growing her business. Her warrior spirit has served her both professionally and personally. “Helping my clients grow their business despite the current climate aligns with my mentality as a breast cancer survivor. I believe integrity, hard work, and customer-centricity go a long way,” Delgado said, and it is this determination and passion behind Hello Solutions that has led to her clients’ evolving success._______________________________________________________________MARCY FORD Trott Law, P.C. – Managing Attorney – Mortgage Default, BankruptcyNumber of Years Practicing Law: 25Marcy Ford counts herself lucky that her job allows her to be both a problem-solver and an advocate. “I still love working the nuanced case that others have given up on and figuring out how to break it down and look at the facts from a legal, compliance, and business-process perspective. Changing processes, filling in technology gaps, or simply increasing training to solve problems is the big payoff for me,” Ford said. Ford believes that it is Trott Law’s attention to detail, high ethical standards, and employment of some of the brightest legal minds that will ensure the firm’s future. She has made it a priority to be present and involved both locally and nationally so that her firm stays abreast of the communications that are vital to success. The highlight of Ford’s career has not been winning an individual case but rather being part of a growing and phenomenal practice that has stood the test of time and industry upheaval. “When volumes were high, we certainly faced challenges, but it was when volumes declined, combined with never-before-contemplated compliance standards, that Trott Law’s star really shined,” Ford said._______________________________________________________________JEANETTE F. FRANKENBERG Stern, Lavinthal & Frankenberg, LLC – Managing Member – Full-Service Default, Commercial and Real Estate Transactions, Commercial and Residential Leasing, Bankruptcy, Commercial and Consumer Finance, Evictions, REO, Environmental Law, Land Use and Development, Commercial LitigationNumber of Years Practicing Law: 31Jeanette F. Frankenberg, a leader in the default and REO arena, is the Managing Member of Stern, Lavinthal & Frankenberg, LLC, the only solely woman-owned full-service default law firm in New Jersey. She attributes her success to her strong business acumen, hands-on enthusiasm, and forward-thinking approach in an ever-evolving field. “We continually invest in programming enhancements to create processing efficiencies, quality control checkpoints, and cutting-edge data security. These enhancements result in a superior product with cost savings for our clients,” Frankenberg said. Frankenberg is a formidable force in the industry who will never settle for the status quo. She understands servicers’ requirements and continuously adapts to meet their needs. Presently, she is pursuing controlled expansion into new jurisdictions beyond New Jersey. This strategic growth will allow Stern, Lavinthal & Frankenberg, LLC, to bring its experience and innovation to a broader audience without sacrificing quality product and service._______________________________________________________________MICHELLE GARCIA GILBERT Gilbert Garcia Group, P.A. – Managing Attorney – Real Estate, Business, ProbateNumber of Years Practicing Law: 32Michelle Garcia Gilbert told DS News, “It sounds cliche, but helping people, whether it be clients, colleagues, family, or friends, motivated me to become an attorney.” While most of her work now involves representing businesses and executives, she continues to handle pro bono cases, especially for special needs adults, the homeless, and military veterans. To Garcia Gilbert, her dedication to her work at the firm is about more than just the ins and outs of the legal practice. “My highlight has a different twist,” she said. “I am the mother to six children—five daughters and one son—and my career has allowed me to raise my children in their faith and education.” To adjust to today’s challenging legal landscape, Gilbert Garcia Group looks for other business opportunities, such as networking with note-buyers and signing up for local referral programs. They have also launched other non-law businesses, such as leasing co-working space in a segregated part of their building, and they are looking to set up a commercial kitchen to lease to catering companies. To assist their lender and servicer partners, her firm relies on technology. “The use of technology to continuously streamline processes in legal proceedings enures to clients seeking to reduce legal expenses while allowing firms to provide the best legal services where needed,” Garcia Gilbert said. Radhika Ojha is an independent writer and copy-editor, and a reporter for DS News. She is a graduate of the University of Pune, India, where she received her B.A. in Commerce with a concentration in Accounting and Marketing and an M.A. in Mass Communication. Upon completion of her masters degree, Ojha worked at a national English daily publication in India (The Indian Express) where she was a staff writer in the cultural and arts features section. Ojha, also worked as Principal Correspondent at HT Media Ltd and at Honeywell as an executive in corporate communications. She and her husband currently reside in Houston, Texas. The Best Markets For Residential Property Investors 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Tagged with: Black Book Foreclosure Law Litigation REO Servicing Related Articles Black Book Foreclosure Law Litigation REO Servicing 2019-01-29 Radhika Ojhacenter_img Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Sign up for DS News Daily The Week Ahead: Nearing the Forbearance Exit 2 days ago January 29, 2019 2,655 Views Share Save The Top 25 Women of Law, Part 1 About Author: Radhika Ojha  Print This Post Servicers Navigate the Post-Pandemic World 2 days ago Subscribelast_img read more

Mc Dermott says 50% of SNA applications have been rejected this year

first_img Twitter Google+ A Donegal Councillor says next Monday’s meeting of council will be calling for urgent discussions with the HSE about the level of SNA applications for childcare providers being turned down in Donegal.Cllr Martin Mc Dermott, a member of the board of the Donegal County Childcare Committee says he saw figures last night which showed that last year in Donegal, 6% of applications were rejected, so far this year, the figure is 50%.The HSE says all commitments made last month are being honoured, and it’s understand the government has instructed that services be maintained while a new structure is implemented.However, Cllr Mc Dermott says the figures tell a different story……………Audio Playerhttp://www.highlandradio.com/wp-content/uploads/2016/07/martinsnas.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume.HSE statement – WhatsApp Mc Dermott says 50% of SNA applications have been rejected this year Dail to vote later on extending emergency Covid powers Pinterest PSNI and Gardai urged to investigate Adams’ claims he sheltered on-the-run suspect in Donegal WhatsApp Homepage BannerNews Man arrested on suspicion of drugs and criminal property offences in Derry By admin – July 14, 2016 Facebook Man arrested in Derry on suspicion of drugs and criminal property offences released Facebook Previous articleCouncil urged to carry out works to allow the reopening of Kilmacrennan Abbey GraveyardNext articleGAA Programme – 13/07/16 admin Dail hears questions over design, funding and operation of Mica redress scheme HSE warns of ‘widespread cancellations’ of appointments next week Twitter Pinterest RELATED ARTICLESMORE FROM AUTHOR Google+ The HSE have confirmed continued support to facilitate children with additional needs to attend mainstream pre-schools in Donegal in September 2016.The Executive notified parents and pre-schools of this in June 2016 and will honour all commitments made.The HSE in Donegal introduced supports to mainstream pre-schools a number of years ago to support a child with a disability attend pre-school, and to provide the children with the opportunity to interact with their peers and develop social and communication skills.A new national scheme is now being introduced in September 2016 called the Access and Inclusion Model (AIM), supporting access to the Early Childhood Care and Education (ECCE) programme for children with a Disability.  The new national scheme will provide additional funding and supports and the scheme will be administered by POBAL. The HSE is liaising with POBAL to ensure a smooth transition as the new scheme is implemented.last_img read more

“Students Must Be Accommodated”: SC Tells CBSE & UGC To Take Instructions On Issue Of Results & Cut-Off Dates For Admissions

first_imgTop Stories”Students Must Be Accommodated”: SC Tells CBSE & UGC To Take Instructions On Issue Of Results & Cut-Off Dates For Admissions Sanya Talwar21 Sep 2020 11:18 PMShare This – xThe Supreme Court on Tuesday asked CBSE & UGC to work in tandem and coordinate on the date of declaration of the results and cut-off date for admissions to universities respectively so that students taking compartment examinations till September 29 can avail admissions in universities.A bench of Justices AM Khanwilkar & Sanjiv Khanna noted that these are exceptional circumstances and…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginThe Supreme Court on Tuesday asked CBSE & UGC to work in tandem and coordinate on the date of declaration of the results and cut-off date for admissions to universities respectively so that students taking compartment examinations till September 29 can avail admissions in universities.A bench of Justices AM Khanwilkar & Sanjiv Khanna noted that these are exceptional circumstances and that both CBSE & UGC should work in coordination to accommodate students who are currently taking compartment examinations. Accordingly, the CBSE & UGC have been asked to take instructions on the issue aforementioned by September 24, Thursday.Justice Khanwilkar to UGC Counsel: Please take instructions. Then We will direct the CBSE to ensure that the results be declared before the cut-off date.Senior Advocate Vivek Tankha appeared for the student petitioners and argued that if the students who are taking compartment exams are unable to avail college admissions, the exams shall be a fruitless exercise. Advocate Avishkar Singhvi told the bench that him and Advocate Tanvi Dubey had a list of colleges with their respective cut-off dates for perusal of the bench but the court said that it shall not be passing individual directions for colleges and shall instead wait for the CBSE & UGC to take a decision by Thursday, September 24.In the present plea, petitioners are challenging the CBSE’s decision to conduct compartment examination and seek revising of the cut-off dates for admissions of students of classes X and XII who are taking these exams  in September.On the last date, Senior Advocate Vivek Tankha, appearing had submitted that generally compartment exams are held before the college admissions.”The most important thing is that if we don’t get admission in colleges after the compartment exams are done, then our entire year gets wasted”, he submitted.”I want my Lord’s empathy. Create some room for them to get admission. This is their first attempt. It’s not their second or third attempt”, he urged. He prayed that a direction be passed to give students provisional admissions in universities.The bench then replied that notice will have to be served on all Universities for considering such a relief. At this point, Tankha suggested that the Union of India can issue necessary directions in that regard.Accordingly, the Court had directed that the copy of the petition be served on the Union of India.The bench also took up the plea filed on behalf of around 2,10,000 students who were placed in the compartment category, after CBSE declared the result for the said classes, based on an alternate evaluation method, in July this year.On September 4, a bench of Justices AM Khanwilkar, Dinesh Maheshwari and Sanjiv Khanna had directed the CBSE to file an affidavit in reply by September 7, clearly stipulating the scheme of the examination and the way it is to be conducted amid the COVID-19 pandemic situation.Last month, the top court had dismissed a plea seeking directions to the C.B.S.E to ensure that Petitioners and other students of class 10th and 12th in the compartment category, are not forced to appear in the compartment examination during the peak of COVID 19.Subscribe to LiveLaw, enjoy Ad free version and other unlimited features, just INR 599 Click here to Subscribe. All payment options available.loading….Next Storylast_img read more

Brundidge Police Department gets body cameras

first_img Print Article Plans underway for historic Pike County celebration Brundidge Police Department gets body cameras Latest Stories Skip Pike County Sheriff’s Office offering community child ID kits By Jaine Treadwell “These BWC do not spy on people,” Davenport said. “They will protect our officers from false allegations. Our policy is that anytime an officer approaches a person in a situation that constitutes an arrest, the body camera will be turned on.”Davenport said a traffic stop is a situation that “constitutes an arrest.”The BWC also provide checks of the police officers.“The body cameras will provide information about how an officer handles a situation,” Davenport said. “The cameras will show whether the officer handles a situation professionally and with respect. It also shows how a subject responds to the officer’s request – to the on-going situation. These cameras provide information that could be valuable in an investigation.” Troy falls to No. 13 Clemson Davenport said under Alabama law, law enforcement investigative materials are not public records.“Law enforcement investigative materials are not public records,” he said. Law enforcement investigative reports, records, field notes, witness statements and other investigative writings or recordings are privileged communications protected from disclosure.“We want our residents to be aware that the BWC are operational and that they will be turned on anytime the situation constitutes an arrest,” Davenport said. “They are being uses to the benefit of our officers and our community.” The Brundidge Police Department now has 10 Body Worn Cameras (BWC) for the department’s nine officers and the police chief.Police Chief Moses Davenport said as of April 4, the Body Worn Cameras (BWC) are operational“The cameras were made available to the Brundidge Police Department by the City of Brundidge and a contribution of $1,000 by Pike County Commissioner Charlie Harris,” Davenport said. “We are very appreciative of the BWC and our officers have been instructed on how the cameras are to be used.”Davenport said it is the policy of the Brundidge Police Department that officers who are designated by the department to use BWC are to activate the body cameras when it’s appropriate to the performance of their duties and, when the recordings are in accordance with the policy and law.center_img You Might Like County considering road transfer to Rex Lumber As part of a project to bring Rex Lumber to Pike County, the county commission will begin consideration of transferring… read more Around the WebMd: Do This Immediately if You Have Diabetes (Watch)Blood Sugar BlasterIf You Have Ringing Ears Do This Immediately (Ends Tinnitus)Healthier LivingHave an Enlarged Prostate? Urologist Reveals: Do This Immediately (Watch)Healthier LivingWomen Only: Stretch This Muscle to Stop Bladder Leakage (Watch)Healthier LivingRemoving Moles & Skin Tags Has Never Been This EasyEssential HealthGet Fortnite SkinsTCGThe content you see here is paid for by the advertiser or content provider whose link you click on, and is recommended to you by Revcontent. As the leading platform for native advertising and content recommendation, Revcontent uses interest based targeting to select content that we think will be of particular interest to you. We encourage you to view your opt out options in Revcontent’s Privacy PolicyWant your content to appear on sites like this?Increase Your Engagement Now!Want to report this publisher’s content as misinformation?Submit a ReportGot it, thanks!Remove Content Link?Please choose a reason below:Fake NewsMisleadingNot InterestedOffensiveRepetitiveSubmitCancel Published 3:00 am Sunday, April 8, 2018 Book Nook to reopen The Penny Hoarder Issues “Urgent” Alert: 6 Companies… By The Penny Hoarder Sponsored Content Email the author Remember America’s heroes on Memorial Daylast_img read more